Alternative finance

Supporting innovation with trusted financial expertise

The alternative finance sector is transforming the way capital flows. From peer-to-peer lending and crowdfunding, to invoice financing and digital credit solutions, innovation is reshaping traditional models. But with innovation comes complexity: evolving regulation, rapid growth and investor demand for transparency and trust.

We deliver specialist audit and accounting services tailored to the needs of alternative finance firms. Whether you’re a fintech start-up or an established platform, our team combines deep sector knowledge with practical advice to help you stay compliant, streamline operations and scale with confidence.

Why choose Moore Kingston Smith?

  • Industry expertise across peer-to-peer lending, crowdfunding, invoice finance and fintech
  • Regulatory insight aligned with FCA rules, PSD2 and evolving frameworks
  • Partner-led service with tailored advice that grows with your business
  • In-depth knowledge of loan book management, investor funds and transaction flows
  • International reach through Moore Global for cross-border platforms

Our services for alternative finance

  • Statutory audits tailored to FCA-regulated and unregulated platforms
  • Assurance over loan books, investor funds, and transaction flows
  • Client money (CASS) reviews and examination of segregation controls
  • Revenue recognition and fee income accounting
  • Valuation of loans, credit portfolios, and digital assets
  • Assessment of IT systems and cybersecurity controls
  • Cross-border tax structuring and transfer pricing advice
  • Financial modelling and scenario planning for scale-ups
  • ESG reporting and sustainability frameworks

A partner that understands alternative finance

We combine a deep understanding of the regulatory landscape with practical insights into how alternative finance businesses operate. From rapid product development to complex investor relationships, we understand your challenges and opportunities. Our aim is to help you build trust, manage risk and unlock growth through clear, expert support.

Supporting global growth

As alternative finance businesses expand internationally, we work with Moore Global colleagues to provide seamless, cross-border support. Our coordinated international services ensure compliance with local regulations while maintaining consistency in reporting and governance.

Looking for an audit and accounting partner who understands alternative finance?

Get in touch with our specialist team today.

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