Fintech

Empowering fintech with specialist audit, accounting and advisory support

The fintech sector moves fast. It is transforming financial services, embracing cutting-edge technologies and navigating an increasingly complex regulatory environment. For ambitious fintech companies, maintaining financial integrity while staying agile is key to building investor trust and unlocking sustainable growth.

We understand the pace, challenges and potential of fintech. With over 20 years at the heart of the UK fintech ecosystem, we’ve worked alongside industry bodies, government stakeholders and pioneering founders to support innovation and scale. What began as a niche space is now a thriving industry. Our dedicated team has been there throughout, providing fintech businesses with the insight and support to grow with confidence.

Deep sector knowledge

From embedded finance to blockchain, our specialist team works across the full spectrum of the fintech market. We understand the distinct commercial, operational and regulatory challenges you face, and how to navigate them.

We support fintech businesses across:

Payments and money transfers
Lending, credit and alternative finance
WealthTech and investment platforms
RegTech and compliance solutions
Digital banks and neobanks
Insurtech and policy innovation
Blockchain and DeFi models
Financial infrastructure and APIs
Personal finance and budgeting tools

Why choose Moore Kingston Smith?

Deep sector expertise with a strong regulatory lens
Agile, tech-literate team aligned with high-growth business models
Strategic advice that looks beyond compliance
Partner-led relationships with founders, CFOs and boards
Seamless international support through the Moore Global network

Services designed for fintech

We offer a full suite of services tailored to your stage of growth and business model:

FCA-compliant statutory audits
Investor-ready audit and assurance reporting
Internal controls and risk assessments
CASS reviews and transaction flow analysis
Revenue recognition for platform-based models
R&D tax credit claims and innovation incentives
VAT guidance on cross-border digital services
ESG reporting and sustainability frameworks
Financial modelling for fundraising and forecasting
Due diligence for funding rounds, acquisitions and exits
Consulting on operational efficiency and digital transformation

Global reach, local expertise

As fintech companies scale internationally, seamless coordination is essential. Through Moore Global, we connect you with expert support in every key fintech hub, ensuring consistent, high-quality advice wherever you operate.