Specialist support for FCA-regulated intermediaries, MGAs and broking groups
Running an insurance brokerage today means balancing regulatory expectations, commercial growth and competitive margins, while delivering an exceptional client experience. Whether you are developing an Insurtech proposition, launching an Managing General Agent (MGA) or managing a network of Appointed Representatives (ARs), your financial infrastructure must keep pace with your ambitions.
We understand the complexities of the insurance distribution market. Our audit and advisory services are designed to support dynamic broking businesses with responsive, FCA-aligned advice and grounded in sector knowledge.
Why Moore Kingston Smith?
- Proven experience in the UK insurance intermediary sector
- CASS 5 and FCA-compliant audit services
- Partner-led delivery with a focus on continuity and responsiveness
- Expertise across a range of broking models: AR networks, MGAs, Lloyd’s brokers and digital-first brokers
- International support through Moore Global for cross-border and group structures
How we can help
We work with a wide range of insurance brokers and intermediaries, offering tailored support across financial, regulatory and commercial areas:
- Statutory and regulatory audits aligned to insurance distribution models
- Revenue recognition and commission arrangements
- Client money assurance under CASS 5
- VAT considerations for exempt and partially exempt insurance services
- Group structuring, profit extraction and M&A tax planning
- Financial KPI tracking including GWP, income ratios and operating margins
- Budgeting, forecasting and scenario modelling
Sector expertise that reflects your business
We support firms across the insurance value chain, including:
- Retail and commercial brokers
- Lloyd’s brokers and coverholders
- Managing general agents (MGAs)
- Appointed representative networks
- Insurtech and digital-first platforms
Whether you operate in a single territory or across borders, and whether you are under full or delegated authority, we help you stay compliant and commercially focused.
Looking for a trusted adviser who understands both insurance regulation and commercial reality? We can help. Contact our Financial Services team to discuss how we can support your business.
