Specialist advice for payment and e-money institutions
Regulated payments and e-money firms face complex, fast-evolving requirements. From safeguarding obligations and capital requirements to tight investor timelines and audit readiness, the landscape demands more than basic compliance. Whether you are seeking FCA authorisation or expanding into new markets, you need a partner who understands both regulation and innovation. At Moore Kingston Smith, we deliver practical, insightful and technology-aware support tailored to the specific risks and operating models of payment service providers (PSPs) and electronic money institutions (EMIs).
Why Moore Kingston Smith?
- Deep financial services expertise
- Strong track record in safeguarding and CASS
- A dedicated team focused on the payments and e-money sector
- Tech-aware audit processes that reflect your digital infrastructure
- Trusted by early-stage, scale-up, and established firms
Our services for PSPs and EMIs
- Statutory audit for payments, e-money, and hybrid business models
- Risk-focused planning across safeguarding, capital, reconciliations, and fraud
- CASS and safeguarding audits
- Reconciliation and controls reviews
- Cyber security and data protection
- Internal audit and assurance reporting (SOC 1 / SOC 2)
- Digital transformation and systems reviews
Adding value
We go beyond box-ticking. Our advice helps you strengthen operational resilience, improve regulatory readiness, and deliver more meaningful reporting to stakeholders, including acquirers, investors and the FCA.
From fundraising and restructuring to tax efficiency and international growth, our integrated team is here to support every stage of your journey.
Supporting international ambition
As part of the Moore Global network, we offer coordinated support for payment firms with international subsidiaries, FCA-regulated parent entities, or plans to expand across Europe, the US or emerging markets.
Looking for a partner who understands your regulatory landscape and commercial priorities? Contact our financial services team.
