At your staging date you will have a legal duty to offer a Qualifying Workplace Pension Scheme (QWPS) to your staff.

You will need to automatically enrol eligible employees into the QWPS and will also need to make pension contributions for them.

The Pensions Regulator sets the staging date for each employer. This depends on the number of employees on the payroll as at 1 April 2012.

Employer size Staging date
350-499 1 January 2014
250-349 1 February 2014
160-249 1 April 2014
90-159 1 May 2014
62-89 1 July 2014
50-61 1 August 2014-1 April 2015
Less than 50 From 1 June 2015
New employees since April 2012 From May 2017 to February 2018

On your staging date you must:

  • Tell your workforce how automatic enrolment affects them
  • Automatically enrol certain workers into your pension scheme
  • Invite other types of workers to join your pension scheme
  • You must register with The Pensions Regulator within four months of your staging date

Financial advice is provided by Moore Kingston Smith Financial Advisers Ltd, an appointed representative of Argentis Financial Management Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). The FCA does not regulate some forms of buy to lets, commercial mortgages, tax advice, wills, trusts or certain offshore investments.

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